A Business Guide to Earning SAS EuroBonus Points (2026)

Stop leaving money on the table. Your business already pays for rent, supplies, and taxes. This guide explores the potential to turn some of those costs into EuroBonus points for your business. With a strategic setup, some businesses explore the potential to earn enough SAS EuroBonus points for multiple Business Class tickets each year, just by paying bills. We’ll also cover the importance of compliance and proper documentation for business travel.

(NEW) The SAS Executive Card: A New Era for Business EuroBonus (Fall 2026)

For years, the playbook for earning EuroBonus on business spend in Scandinavia has been the same: route as much company spend as possible through a personal SAS Amex Elite, use Bill Kill (our partner — see below) or Betalo to convert bank-only invoices into card transactions (at ~2.5–3% in service fees), and manage the resulting compliance grey area carefully with your accountant.

Part of that setup can soon be replaced by a single product—specifically the expenses that can be paid to a merchant directly by card.

SAS announced the SAS Executive Card on May 27, 2026 — its first own business-card program. Earlier consumer SAS cards are partner co-brands from Amex Nordics, SEB Kort, or Lunar. Bankaktiebolaget Nordiska is the Executive’s legal issuer, while Cardlay provides the app and expense layer. It’s a Mastercard World Elite, it targets Scandinavian SMEs specifically, and the numbers are the most aggressive SAS has put on a card in years.

What It Changes for Your Business

The Math on a Typical Scandinavian SME

The Stockholm tech startup example used elsewhere in this guide — 15 employees, 120,000 SEK/month in card-routable spend — maps directly onto this product:

That’s 72,000 more EuroBonus points/year than the previous setup in this example, and ~35,000 kr less in service fees. At 1.5M SEK/year of genuinely card-routable spend, the Executive looks like a strong primary-card candidate. The comparison does not apply to bank-transfer-only invoices, and the final card terms still need to be checked at launch.

The “Gold Without Flying” Combo

The Executive Card doesn’t earn the SAS Amex Elite’s 2-for-1 voucher, so the smart play is to hold both: Executive for company spend, personal Amex Elite for the voucher and personal spend. The two cards stack on status earning:

• Executive Card: 20,000 Level Points/year automatic (= Silver, every year, regardless of flying)
• Amex Elite at 300,000 kr personal spend: ~18,000 Level Points (6 per 100 kr)
• Subtotal from cards alone: ~38,000 Level Points — well past Silver
• Additional Amex Elite spend of 116,667 kr → 7,000 Level Points, bringing the card total to 45,000 = EuroBonus Gold

That is a direct path to Gold without flying, plus two annual 2-for-1 vouchers and the highest announced base earn rate in the program. A personal Amex Elite could already earn Gold from 750,000 kr of spend; what is new is the fixed 20,000-point business-card layer. Our status-from-spending guide compares this with Mastercard, DNB, ChangeMakers, hotel, and purchased-point combinations.

Should You Wait for It?

It depends on timing.

• The card launches in fall 2026 (no specific date yet). The waitlist is open now.
• Air France-KLM is expected to acquire a majority stake in SAS in H2 2026 (full analysis here), which could eventually lead to a EuroBonus → Flying Blue merger. The Executive Card is the one product where SAS is putting its own name directly on the rails, which is a structural signal about how SAS sees its program surviving.
• For now (May–fall 2026): Keep your existing bill-pay setup running through your personal Amex Elite — Bill Kill is our partner of choice. Don’t ramp it down yet.
• At launch (fall 2026): Switch business card-routable spend to the Executive Card. Drop the bill-pay services on that volume. Keep the personal Amex Elite for the 2-for-1 voucher.

Join the waitlist — there’s no commitment, and SAS confirms waitlist members get early access plus an undisclosed exclusive offer. For the full breakdown, read our SAS Executive Card announcement post.

Step 1: Set Up Your Business Accounts

Before you start, you need two free accounts.

1. Employee EuroBonus Accounts

EuroBonus accounts are personal. Every employee who travels for work needs their own free account. They will earn points for their flights into this account.

2. Company SAS for Work Account

SAS for Work is SAS’s free corporate program that provides businesses with flight discounts, flexible booking options, and special benefits when employees travel for work. This is your company’s free dashboard with SAS. When you sign up, you get a Corporate Mandatory Prefix (CMP) Code. You must enter this code every time you book a flight to get your company’s benefits.

Benefits of SAS for Work:

• Discounts on flights with SAS and partners.
• Free name changes on tickets if an employee can’t travel.
• Faster security for employees with EuroBonus Silver status.

Full terms & conditions of SAS for Work here.

Step 2: Strategies for Earning Points from Business Spending

This is how you will earn the most points, not from flying, but from your everyday business costs.

Use Credit Cards for All Spending

A common way individuals earn points is by using their credit cards for spending.

A Common Approach:

• Consider one or more credit cards based on your company’s spending level.
• Redirect all possible business expenses to these cards.
• Always pay the full balance each month to avoid interest fees.

Choosing the right card is crucial for maximizing points. We have a detailed guide that compares all SAS credit cards for Swedish, Norwegian, and Danish businesses. It’s important to note that SAS and other banks offer dedicated business credit cards (example: American Express Corporate Cards with Membership Rewards). These are specifically designed for company expenses and often provide clearer terms for business use. You should evaluate whether a personal or a business card is the most appropriate and compliant solution for your company.

(NEW) In fall 2026, the SAS Executive Card becomes an important option for Scandinavian SMEs earning EuroBonus on company spend: 25 pts/100 kr, 20,000 Level Points/year automatic, multi-cardholder admin, per-employee spending limits, and direct ERP integration. Compare its final credit terms, acceptance, liability, and local price with your current business card when applications open. Join the waitlist at no commitment to get early-access details.

Pay Large Invoices with Your Card

Some businesses explore using services like Bill Kill (Norway/Sweden — our partner), Betalo (Sweden/Norway), and Billo to pay large invoices like rent or taxes with a credit card. Note that all three offer specific business plans intended for this purpose. However, you must always check the terms of service for these platforms and your credit card agreement to ensure you are not violating any rules.

How it works:

1. You pay the service with your credit card.
2. The service pays your bill via bank transfer.
3. You earn all the points from that large payment.

See How Much You Can Earn

Calculate how many points your business could earn from paying invoices with a card.

Step 3: Earn Points from Flights, Partners, and Business Products

Book Flights with Your CMP Code

When employees book flights using the company CMP code:

• Employee gets: Personal EuroBonus points
• Company gets: Corporate discount and benefits

Explore SAS Travel Pass

SAS for Work offers a product called Travel Pass, which are pre-purchased flight bundles that can provide significant savings and flexibility. For companies with predictable travel patterns, these can be a valuable tool. Certain Travel Pass punch cards can also grant EuroBonus status instantly, providing additional benefits for your traveling employees.

Use SAS Partners

Earn extra points when your business uses:

• Hotels: Book through “Hotels by SAS”
• Car rentals: Use Hertz and other partners
• Office supplies: Shop through EuroBonus partners

Step 4: Understand the Tax Rules

This is important to avoid problems with tax authorities. The rules are different for Sweden and Norway.

Tax Rules in Sweden (Skatteverket)

According to Swedish tax law, EuroBonus points themselves are not taxed when earned. Taxation only applies when points are used for private benefits.

What this means for your business:

• Points from credit card spending: Not taxed when earned (considered marketing benefits).
• Points from business flights: Not taxed if used for more business travel.
• Points from business flights used for vacations: In theory, it might be a taxable benefit for the employee, which in practice is hard to assess.

Tax Rules in Norway (Skatteetaten)

Norwegian rules are generally similar but consult with your accountant for specific guidance on how Skatteetaten treats points, based benefits in your situation.

How to Stay Compliant

Option 1: Business Use Only (The Safest Path) To eliminate any potential tax complications, the safest approach is to implement a company policy stating that all points earned from company spending and business travel are to be used exclusively for future business travel. This clearly aligns the benefit with its source and avoids any grey areas.

Option 2: Allow Personal Use If you choose to allow employees to use points for personal trips, you should be aware that this likely creates a taxable benefit. This would require you to:

• Have employees report personal use of business-earned points
• Calculate the cash value of the flight
• Report it as income to the tax authority
• Pay the required taxes
• Keep detailed records

Talk to your accountant to set up the right system for your company.

Find Available Award Flights

Once you have points, you need to find available flights to book them. Use AwardFares to search for SAS award space, see calendar availability, and set up alerts for your routes.

→ Try AwardFares for Free

Frequently Asked Questions